Run the numbers before you talk to anyone. Every tool is instant, private, and built on current 2026 Marketplace rules — no sign-up needed to use them.
Enter your income and household size to see if you qualify for a 2026 premium tax credit, your capped monthly cost, and whether you get extra Silver savings.
Estimate my subsidy →See whether the Marketplace is open right now — and if not, check whether a recent life change (new job, move, baby, marriage) opens a special window for you.
Check my window →Answer four quick questions to see whether a Bronze, Silver, Gold, or Platinum plan likely fits you best — including when Silver quietly beats Gold.
Take the quiz →Members get open-enrollment reminders, saved tool results, and a no-cost review with a licensed agent who compares real plans and prices in your ZIP code.