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Can I still enroll in a health plan?

See whether the Marketplace is open right now — and if it's not, check whether a recent life change opens a special window just for you.

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Had a recent life change?

Even when open enrollment is closed, a "qualifying life event" opens a 60-day Special Enrollment Period. Pick what happened and when.

Not sure if you qualify?

A licensed agent will confirm your window and enroll you in the right plan — free.

Get Free Enrollment Help →

Open Enrollment dates

2026 coverage · Nov 1, 2025 – Jan 15, 2026
This window has closed. Coverage that started Jan 1 or Feb 1, 2026 came from here.
2027 coverage · Nov 1, 2026 – Dec 15, 2026
The next open enrollment for HealthCare.gov. Enroll by Dec 15 for Jan 1, 2027 coverage. (A court challenge to the shortened window is ongoing — dates may still change.)

Some state-run Marketplaces set slightly different dates. This tool covers the federal HealthCare.gov calendar; a licensed agent can confirm your state's exact deadlines.